The bank is a third largest bank in India. They offer various types of loans with reasonable interest rates. The Bank has 1421 branches all over India.
About Home Loan:
Rate of interest:
For the amount less than 30 lakhs, the bank provides 8% interest rates for first two years and the floating interest rate increases as 8.50 %, 9.50 %, 9.75 % for the consecutive 3rd, 4th and 5th years.
Candidate Eligibility & Document Proof:
Salaried and self employed candidates are eligible to apply loans and they have to submit ID proof,residence proof and Age proof at the time of document processing stage. For example id proof refer to passport, residence proof refer to residence agreement in the name of the candidates, age proof can be voter id.
Service charges:
The Service charges for the bank varies depend upon the amount sanctioned. For example The amount up to five lakhs, they charge Rs 1000.
Car Loan:
Rate of interest rates:
The Rate of interest varies depend upon the amount and year. The car loan up to 10 lakh can be sanctioned with 9.50% IR for 3 years and 10.75% for 4th and 5th year.
Candidate Eligibility & Documents Proof:
All salaried and self employed candidates. As for as documents to be submitted are candidates ID proof, residence proof and Age proof. For example id proof can be passport, residence proof can be residence agreement in the name of candidates, age proof can be voter id.
Document Processing Fees structure:
The charge for processing fees is Rs.2000 and it also depend upon the sanctioned amount.
| Thanks, Guru Krishna, Loan information provider. student bank loan Article Source: http://EzineArticles.com/?expert=Guru_Krishna | |
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